Specialties, Procedures &
Conditions Treated

Primary Areas of Practice

  • Cardiology

Other Areas of Practice

  • Cardiac Rehabilitation
  • Echocardiography
  • Holistic and Integrative Medicine
  • Nuclear Cardiology
  • Preventive Cardiology
  • Women and Heart Disease


  • 24-Hour Ambulatory Blood Pressure Monitoring
  • Ambulatory Telemetry Monitoring
  • Cardioversion
  • Echocardiography
  • Exercise Stress Testing
  • Holter/Ambulatory Monitoring
  • Pacemaker Follow-Up
  • Pharmacological Stress Test
  • Transesophageal Echocardiography (TEE)

Conditions Treated

  • Angina
  • Arrhythmias
  • Atrial Fibrillation
  • Cardiomyopathy
  • Congestive Heart Failure (CHF)
  • Coronary Artery Disease
  • Heart Attack
  • Heart Failure/Cardiac Failure
  • Heart Valve Disease
  • Hyperlipidemia
  • Hypertension
  • Mitral Valve Prolapse
  • Palpitations
  • Peripheral Arterial Disease (PAD)
  • Pulmonary Hypertension
  • Shortness of Breath
  • Syncope (Fainting)

Locations &


Cardiovascular Associates of North Jersey, PC at Englewood


25 Rockwood Place Suite 440 Englewood, NJ 07631

Phone: 201-568-3690
Fax: 201-568-3667
Wednesday: 9:30 AM – 4:00 PM

Northvale Cardiology


220 Livingston Street Suite 204 Northvale, NJ 07647

Phone: 551-236-2200
Fax: 201-608-2581
Tuesday: 7:30 AM – 12:00 PM

Cardiology at Cliffside Park


695 Anderson Avenue Suite 2010 Cliffside Park, NJ 07010

Phone: 551-234-3040
Fax: 551-234-3034
Thursday: 10:00 AM – 1:00 PM


Book Online


Insurances Accepted

Please contact your insurance company directly prior to receiving services or care to confirm your coverage. Although we have made every effort to ensure this list is accurate, only your health insurance plan can provide complete information regarding your coverage and potential out-of-pocket costs.

1199 (SEIU)

  • 1199 (SEIU)


  • Aetna Assure Premier Plus
  • Aetna CCN
  • Aetna CoreSource
  • Aetna Coventry
  • Aetna FIDE-SNP
  • Aetna HMO
  • Aetna Medicare Managed Care
  • Aetna POS
  • Aetna PPO
  • Aetna Whole Health HMO
  • Aetna Whole Health PPO
  • Medsolutions
  • Meritan Health


  • AmeriHealth Administrator
  • AmeriHealth HMO
  • AmeriHealth PPO
  • Value Network (Exchange Plan)


  • APWU Health Plan


  • Cigna HMO
  • Cigna Medicare Advantage
  • Cigna Open Access Plus
  • Cigna PPO
  • Cigna Supplemental
  • Great-West Healthcare (GWH)
  • Health Partners

Clover Health

  • Clover Medicare Advantage


  • EmblemHealth EPO
  • EmblemHealth EPO2
  • EmblemHealth FEHB
  • EmblemHealth FEHBP
  • EmblemHealth GHI CBP
  • EmblemHealth GHI PPO
  • EmblemHealth National
  • EmblemHealth PPO1
  • EmblemHealth PPO2
  • EmblemHealth PPO3
  • EmblemHealth Tri-State
  • Vytra

Empire BCBS

  • Blue Priority
  • Direct HMO
  • Direct PPO
  • Empire BCBS EPO
  • Empire BCBS GEPO
  • Empire BCBS HealthPlus Gatekeeper (prefix VFG)
  • Empire BCBS HealthPlus Gatekeeper (prefix VJD)
  • Empire BCBS HMO
  • Empire BCBS Indemnity
  • Empire BCBS Medicare Advantage
  • Empire BCBS Medicare Advantage Plus
  • Empire BCBS POS
  • Empire BCBS PPO

Empire Plan (NYSHIP)

  • Empire Plan (NYSHIP)

Fidelis Care NJ

  • Fidelis Care NJ Medicaid Managed Care

First Health

  • First Health


  • GEHA Health Plan

Horizon BCBS

  • Federal Employee Program
  • Horizon BCBS Braven Health
  • Horizon BCBS EPO
  • Horizon BCBS HMO
  • Horizon BCBS Medicare Managed Care
  • Horizon BCBS PPO
  • NJ Carpenters Fund
  • OMNIA Tier 1
  • Traditional

Horizon NJ Health

  • Horizon NJ Health Medicaid
  • Horizon NJ TotalCare (D-SNP)


  • Humana ChoiceCare Network PPO
  • Humana ChoiceCare+ Network PPO
  • Humana ChoicePOS
  • Humana Gold Choice Network PFFS
  • Humana Gold Choice Network PFFS 23
  • Humana Gold Plus DE-SNP
  • Humana Gold Plus HMO
  • Humana Medicare (Employer PPO Plus)
  • Humana Medicare PPO
  • Humana Medicare PPO 2023
  • Humana National Medicare HMO
  • Humana National POS - Open Access
  • Humana National POS - Open Access Plus


  • Local 825
  • MagnaCare PPO

Mail Handlers

  • Mail Handlers Benefit Plan (MHBP)


  • Medicaid NJ


  • Medicare NJ


  • Beech Street
  • MultiPlan Humana
  • MultiPlan Worker's Comp
  • PHCS
  • Pomco

MVP Health Care

  • MVP Health Care PPO


  • NALC Health Benefit Plan

Nippon Life Insurance Co of America

  • Nippon Life Benefits


  • Freedom
  • Garden State Network
  • Liberty
  • Metro
  • Oxford Medicare


  • Choice Care
  • Oscar
  • QualCare EPO
  • QualCare FEHB
  • QualCare GHI PPO
  • QualCare HMO
  • QualCare Humana
  • QualCare PPO
  • QualCare Worker's Comp

Railroad Medicare

  • Railroad Medicare NJ

TRICARE (Humana Military)

  • TRICARE (Humana Military)


  • UMR

United Healthcare Community and State

  • Dual Complete
  • UnitedHealthcare Community and State Medicaid (NJ FamilyCare)
  • UnitedHealthcare Community and State Medicare


  • AARP
  • Commercial and Marketplace
  • Compass Benefit (Exchange)
  • Medica
  • River Valley
  • UnitedHealthcare EPO
  • UnitedHealthcare HMO
  • UnitedHealthcare POS
  • UnitedHealthcare PPO
  • UnitedHealthcare StudentResources

Wellcare NJ

  • Wellcare NJ Ambetter
  • Wellcare NJ Medicare Managed Care


  • Wellpoint Medicaid
  • Wellpoint Medicare Advantage


About Justin Karl

Dr. Karl, a New Jersey native, earned his medical degree at UMDNJ - Robert Wood Johnson Medical School. He went on to complete his Internal Medicine residency training and Cardiovascular Disease Fellowship training at Albert Einstein College of Medicine - Montefiore Medical Center, where he was awarded the honor of Chief Fellow.

He takes an integrative and holistic approach to his patient care where focuses on the health of the patient as a whole and not just their disease. He has a passion for heart disease prevention and reversal through lifestyle modification. His interest in lifestyle programs has led to him being interviewed on national radio regarding the importance of diet, exercise and stress reduction in reducing ones risk of heart disease.

Dr. Karl's strong focus on cardiovascular education in the community led him to act as the Vice President of the American Heart Associations Fellows Society. In that capacity he worked on passing a bill that requires the teaching of CPR to all high school students as well as creating a public service starring Dr. Oz regarding the importance of CPR.

Honors & Awards

Chief Fellow, Montefiore Hospital and Medical Center

Albert Einstein College of Medicine Teaching Award

Committees and Leadership Positions

Associate Chief, Section of Internal Medicine

Global Health and Community Health Activities

Community Wellness

Education &

Education & Degrees

MD: Robert Wood Johnson Medical School


Montefiore Medical Center


Montefiore Hospital and Medical Center: Cardiovascular Disease

Certifications & Distinctions

  • Cardiovascular Disease (American Board of Internal Medicine)
  • Adult Comprehensive Echocardiography (National Board of Echocardiography, Inc.)
  • Integrative Holistic Medicine (American Board of Integrative Holistic Medicine)
  • Nuclear Cardiology (Certification Board of Nuclear Cardiology [CBNC])



Echocardiographic Left Ventricular End-Diastolic Pressure Volume Loop Estimate Predicts Survival in Congestive Heart Failure. Daniel M. Spevack, M.D.; Justin A. Karl, M.D.; Neeraja Yedlapati M.D.; Ythan Goldberg M.D.; Mario Garcia M.D. Journal of Cardiac Failure. Vol 19 No. 4 2013.

Quality-of-Life Assessment and Clinical-Laboratory Response to Use of the Combination of Menthol, Guaiacol, Terpineol, Eucalyptol, Gomenolol, and Camphor in Patients Presenting with Persistent Cough. Carlos Nunes, M.D.; Paulo de Oliveira, M.D.; Justin A. Karl, M.D. et al. Revista Brasileira Medicina, April 2010.

A Comparison of the NSAIDS Diclofenac Sodium and Nimesulide in Clinical Practice: Therapeutic Efficacy, Pharmacology, and Safety. Mauro Geller, M.D.; Justin A. Karl M.D. et al. Revista Brasileira Medicina, May 2010.

Reviews & Ratings

Reviews & Ratings

Star graphic representing 4.8 stars
168 patient ratings

Reviews and ratings on our website are based on feedback from verified patients collected by Press Ganey, an independent organization that surveys patients about their care experience.

Provider showed concern
Star graphic representing 4.8 stars
Provider explained things clearly
Star graphic representing 4.8 stars
Provider included you in decisions
Star graphic representing 4.8 stars
Provider discussed treatment options
Star graphic representing 4.7 stars
Likelihood of recommending this provider
Star graphic representing 4.8 stars

Recent Comments

Star graphic representing 5.0 stars
5.0 June 2024


Star graphic representing 5.0 stars
5.0 June 2024

"Dr Karl is one in a million, great Doctor"

Star graphic representing 5.0 stars
5.0 June 2024

"The doctor was very good, he always is, he explains everything about my health."

Star graphic representing 5.0 stars
5.0 May 2024

"Good experiance"

Star graphic representing 5.0 stars
5.0 May 2024


Star graphic representing 5.0 stars
5.0 April 2024


Star graphic representing 5.0 stars
5.0 April 2024

"Dr Karl was amazing"

Star graphic representing 5.0 stars
5.0 February 2024


Star graphic representing 5.0 stars
5.0 January 2024

"Dr Justin Karl is an amazing Doctor. Incredibly talented cardiologist with no airs or attitudes. We talk about my health, our families the world.I love and trust him like my own son.Never condescending, always understanding. Not enough space In this electronic survey to list everything about him.This world could use a lot more like him."

Star graphic representing 5.0 stars
5.0 January 2024

"My doctor Justin Karl is very professional"